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Checking Accounts

Bank of Holland offers a variety of checking account products to suit your needs. From Basic Checking to Advantage Accounts, Bank of Holland offers a wide CHOICE of checking services. Please click on the one which interests you.

  • Advantage Checking
  • Basic Checking
  • Business Checking
  • Free Business Checking
  • Free Personal Checking
  • NOW Checking
  • Senior Checking
  • Student Checking

With the variety of products available, the CHOICE is yours as to the checking account that suits your needs. Bank of Holland prides itself on customer service and account accuracy. Whatever your checking requirement may be, we are here to help serve all your needs.

Contact New Accounts for further details and account specials.

Advantage Checking» top

With Minimum Balance of $500.00, no monthly service charge or per check charges. If balance falls below $500.00, charge of $5.00 per month with no per check fee. Other account features available.

  • "FineLine" Wallet Style Design Checks - Free of Charge.
  • No fee Travelers Checks.
  • No fee Money Orders. (limit 2 per Day)
  • Free ATM card
  • Free Bank by Mail envelopes
  • Free Direct Deposit services
  • All Accounts FDIC Insured to the Legal Maximum Limits
  • Free Bank of Holland Insulated Coffee Mug
  • Contact New Accounts for further details and account specials

Basic Checking» top

No Minimum Balance Requirement.
Charge per check..................$.20
Plus cost of checks.

  • No Minimum Balance Requirement
  • Charge per check $ .20
  • Customer pays for cost of checks at prevailing check charges
  • Free ATM card
  • Free Bank by Mail envelopes
  • Free Direct Deposit services
  • All Accounts FDIC Insured to the Legal Maximum Limits
  • Contact New Accounts for further details and account specials

Business Checking» top

  • Monthly fee $5.00
  • Charge per check $ .10
  • Credit back of $ .10 for each full $100.00 of the lowest daily balance of your account during the statement cycle.
    • Credit not to exceed amount of monthly service charge.
    • No credit back on balances below $100.00 per month.
  • Contact New Accounts regarding cost of business checks.
  • Free Bank by Mail envelopes
  • Free Direct Deposit services
  • All Accounts FDIC Insured to the Legal Maximum Limits.
  • Contact New Accounts for further details and account specials.
  • Free MasterMoney Card

Free Business Checking» top

  • A checking account for business with less than 50 debit and/or credit transactions a month.
  • This account has 50 free debits and/or credits with no monthly service fee.
  • Each debit over 50 is only $.20 per debit during any monthly statement period for your account.
  • Free Bank by Mail envelopes
  • Free Direct Deposit services
  • All Accounts FDIC Insured to the Legal Maximum Limits.
  • Free ATM or MasterMoney Card
  • Customer pays for cost of checks at prevailing check charges
  • Contact New Accounts for details.

Free Personal Checking Account» top

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check-writing
  • Customer pays for cost of checks at prevailing check charges.
  • Free ATM or MasterMoney Card
  • Free Bank by Mail envelopes
  • Free Direct Deposit services
  • All Accounts FDIC Insured to the Legal Maximum Limits
  • Contact New Accounts for details.

NOW Account Checking» top

  • Interest Bearing Checking Account
  • No Minimum Balance to open account.
  • No monthly service charge if account balance remains above $1,000.00.
  • If balance falls below $1,000.00, charge is $5.00 per month.
  • No charge for first 20 checks/debits which pay against account each month.
  • Charge of $ .25 per check for the 21st and above checks/debits.
  • Customer pays for cost of checks at prevailing check charges.
  • Free ATM card
  • Free Bank by Mail envelopes
  • Free Direct Deposit services
  • Contact New Accounts for details.

Senior Checking Account» top

Available to all customers 55 years of age and older.

With Direct Deposit:
  • No minimum balance requirement
  • No per check fee.
  • Free rent of a small safety deposit box, (while supplies last)
  • No fee travelers checks.
  • "Safety Paper" Wallet Style Checks free of charge
Without Direct Deposit:
  • No minimum balance requirement
  • No per check fee.
  • "Safety Paper" Wallet Style Checks free of charge
All Senior Checking Accounts Receive:
  • Free Bank by Mail envelopes
  • Free Direct Deposit services
  • ATM card
  • MasterMoney Card may be available upon qualification.
  • All Accounts FDIC Insured to the Legal Maximum Limits.
  • Contact New Accounts for further details and account specials.

Student Checking Account» top

FREE checking for FOUR years (no monthly service charges and no per check charges). Included in this program is a free ATM card AND a Bank of Holland T-Shirt.

Program open to graduating students from any Western New York high school with a diploma (must present diploma when opening account.)

  • No minimum balance requirements
  • Opening deposit required to place check order
  • First order of Safety paper - wallet style checks are free
  • No monthly account maintenance fee
  • No per check charges
  • Free ATM card
  • Bank of Holland T-Shirt
  • Free Bank by Mail envelopes
  • Free Direct Deposit services
  • All Accounts FDIC Insured to the Legal Maximum Limits.
  • See New Accounts for further details and account specials