Bank of Holland offers a variety of loan options to assist you in obtaining your goals. From competitive mortgage rates, to construction loans, business loans or personal loans, Bank of Holland understands your needs and will personally help you determine which avenue is best for your situation. Here is a list of the loan products Bank of Holland offers (please click on the one you are interested in):
Now you can consider that new car or some home improvement, upgrade your business or establish a line of credit.
Offering flexible loan payment schedules, Bank of Holland is the bank to turn to to fulfill any of your credit needs. With over 100 years of service, Bank of Holland understands the credit needs of the community and its people. Bank of Holland is the convenient choice with knowledgeable representatives to help you make the best credit decision.
All loans are subject to credit approval. Please contact a Bank of Holland Loan Officer for details concerning restrictions and terms available.
Mortgages
- Conventional - Monthly Payments
- Conventional - Bi-weekly Payments
- Construction
- Home Equity Loan
- Home Equity Line of Credit
- Vacant Land
All loan requests are subject to approval and restrictions may apply. All mortgages require property insurance and closing costs are applicable unless stated otherwise. Please contact a Bank of Holland Loan Officer for details concerning restrictions and terms available.
Conventional - Monthly Payments
Favorable terms are available for purchases or refinance
Servicing remains with Bank of Holland
No Tax or Insurance escrow required (savings plan available)
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Conventional - Bi-weekly Payments
Favorable terms are available for purchases or refinance
Save time (term) and money (interest)
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Construction
Favorable construction period available
Pay interest only during construction
Draw-system: money released as construction progresses
Rolls into permanent mortgage upon completion and issuance of Certificate of Occupancy
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Home Equity Loan
Low-fixed rate
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Home Equity Line of Credit
Variable rate tied to Prime rate as disclosed daily in the Wall
Street Journal
Revolving credit allows you to reborrow at anytime
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Vacant Land
Competitive terms available
Flexible Terms
Can be part of construction mortgage
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Personal
All loan requests are subject to approval and restrictions may apply. All mortgages require property insurance and closing costs are applicable unless stated otherwise. Please contact a Bank of Holland Loan Officer for details concerning restrictions and terms available.
Mobile Homes (in a Mobile Home Park)
New or used mobile home financing
Favorable terms are available
Mobile Home on your real estate would be considered a Conventional Mortgage (Monthly Payments or Bi-weekly.)
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Recreational Vehicles
Snowmobiles, atv's, ski-jets, campers, boats, etc.
Favorable terms are available
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Auto
New and used car or truck financing
Favorable terms are available
Competitive rates
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Commercial
- Mortgages CSM
- Business Line of Credit
- Installment Loans
- SBA Guaranteed Loans and NYBDC Participation
All loan requests are subject to approval and restrictions may apply. All mortgages require property insurance and closing costs are applicable unless stated otherwise. Please contact a Bank of Holland Loan Officer for details concerning restrictions and terms available.
Commercial Mortgages or Collateral Security Mortgages
Favorable terms are available
Proceeds for a variety of uses
Apartments, small office or retail (owner occupied)
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Business Line of Credit
Ammortizing monthly or interest only (principal paid $0 (zero) for 30 days during calendar year)
Prime plus (variable rate) as disclosed daily in the Wall Street
Journal
Secured
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Installment Loans
Variety of payback plans available
Customize to fit your business needs
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SBA Guaranteed Loans and NYBDC Participation
On select basis for customers starting a new business or substantially expanding an existing business
For higher risk loans or loans outside of Bank of Holland lending limits
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