Home Loans
When buying a home in Western New York, use a bank that makes decisions and services the loan in Western New York. Bank of Holland offers competitive rates, and we never sell your loan to another bank after the deal is done.
Enjoy personal service every step of the way during the process and for the life of your mortgage. We work hard to find the perfect financing plan to save you money.
- Summary
- Competitive interest rates
- Wide range of options
- Refinancing available
- Local decision-making
- Smooth, seamless closings
- Local servicing for life of loan; Bank of Holland will not resell your mortgage
- Bi-weekly payments available
- No tax or insurance escrow required (savings plan available)
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) requires us to provide the names of our Mortgage Loan Originators and their unique identifiers.
- Bi-weekly Payments
You can opt to make your payment every two weeks instead of once per month. Your bi-weekly payment would be half of what your monthly payment would be. While this seems like it would be the same amount, bi-weekly payments actually save you a substantial amount of money in interest AND reduce the term of your mortgage by 10-20%.
If you did not set up bi-weekly payments when you originated your mortgage, converting to bi-weekly payments is easy. Contact your Bank of Holland mortgage lender to get started down the road to big savings.
You may also choose to have payments made by direct debit from your account. Additional direct deposit accounts can be set up at no additional cost to save for taxes and insurance.
