Our offices including drive-thru locations will be closing at 1PM, Monday, December 24, 2018 and closed on Tuesday, December 25, 2018 in observance of the Christmas Holiday. In addition our offices including drive-thru locations will be closed, Tuesday, January 1, 2019 in observance of the New Year Holiday.

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Construction & Land

Bank of Holland offers competitive financing for construction loans, whether you are having a home built for you or are your own general contractor.

 

Construction Loans

One closing, prior to the start of construction, will handle both the construction phase and the permanent mortgage. "Draws" are given as construction is completed in phases. Interest only accrues on moneys disbursed to date, not the full amount.

Features

  • Competitive rates
  • Local decision-making
  • Favorable construction period available
  • Pay interest only during construction
  • Draw-system: money released as construction progresses
  • Plan designed to save you money
  • Rolls into permanent mortgage upon completion and issuance of Certificate of Occupancy
  • One-time closing saves money on closing costs
  • Available on modular homes

Vacant Land Loan

Where others see empty land, you see promise and opportunity. The same is true of Bank of Holland. While vacant land loans are not offered at many banks, we are ready to finance your dreams. If you plan on building your home on this land in the near future, a construction mortgage may work for you as well. Either way, Bank of Holland works hard to meet your needs while saving you money.

Features

  • Competitive rates
  • Flexible terms
  • Local decision-making
  • Easy application process
  • Fast closings
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