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Mortgages

When buying a home in Western New York, use a bank that makes decisions and services the loan in Western New York.

 

Home Loans

Bank of Holland offers competitive rates, and we never sell your loan to another bank after the deal is done. Enjoy personal service every step of the way during the process and for the life of your mortgage. We work hard to find the perfect financing plan to save you money. 

Features

  • Competitive interest rates
  • Purchase money available
  • Refinancing available
  • Local decision-making
  • Smooth, seamless closings
  • Local servicing for life of loan; Bank of Holland will not resell your mortgage
  • No tax or insurance escrow required (savings plan available)
  • Loan Servicing Fees

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) requires us to provide the names of our Mortgage Loan Originators and their unique identifiers.

Commercial Mortgages

Whether it's office space, retail locations, or apartment buildings, Bank of Holland is ready to meet your commercial mortgage needs. We offer competitive rates, and we never sell your loan to another bank after the deal is done. Instead, you enjoy customized personal service every step throughout the process, and for the life of your loan.

Features

  • Competitive interest rates
  • Wide range of options
  • Local decision-making
  • Small office, apartments, or retail (owner occupied)
  • Collateral security mortgages available
  • Local servicing for life of loan; Bank of Holland will not resell your mortgage

Mobile Home Loans

Unless you're a fan of red tape, you'll love securing a loan for your mobile home through Bank of Holland. Time from application to closing is measured in days, not weeks. Enjoy competitive rates, local decision-making, and superior personal service. Fast and easy isn't always good...but in this case it is.

Features

  • Competitive rates
  • Flexible terms
  • New or used mobile homes
  • Local decision-making
  • Easy application process
  • Fast closings

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) requires us to provide the names of our Mortgage Loan Originators and their unique identifiers.

Bank of Holland NMLS #784253

The following is a list of Bank of Holland Loan Officer’s registered with the Federal Nationwide Mortgage Licensing System & Registry and their identifier #’s:

Employee Name

NMLS Identifier

 Branch Location

Lynn McCabe

1491282

Holland

Diane Curthoys

803558

Holland

Laurie Monin

1741213

East Aurora

Morgan Eaton

2084864

East Aurora

Sheila Teller

586518 Elma

Betty Jane Whitaker

2084851

Elma

Peter J. Ertl

785463

Holland\East Aurora\Elma

Kelly Bloom

1113971

Holland\East Aurora\Elma

Mark R. George

804142

Holland\East Aurora\Elma

 

 

 

Bank of Holland Information Disclosure

Consumer Transaction Accounts


Bank of Holland offers a variety of consumer transaction accounts including a Basic Banking Account. Please refer to our Personal brochure for additional details regarding all our consumer transaction account.


Consumer Concerns


A consumer may file a complaint with the New York Department of Financial Services (NYDFS) if a consumer is not satisfied with the services a banking institution provides. NYDFS’s toll free consumer hotline telephone number is 1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov

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