Business Term Loans

Everybody knows it takes money to make money, but not everyone is willing to provide that initial money. Since 1893, Bank of Holland has been committed to meeting the lending needs of Western New York businesses and beyond. We work hard to tailor a loan specific to your needs. Local decisions facilitate a smoother process. And the same specialized personal service is yours throughout the life of the loan. Come see what we can do for you today.

Features

  • Competitive rates

  • Variety of payback plans available

  • Customized to fit your business needs

  • Local decision-making

  • Fast, streamlined application process

  • Personal service at every step

  • Available for wide range of needs

Small Business Loans

Oftentimes it is the smallest businesses with the biggest ideas...and needs. We've been partnering with small businesses since 1893. From working capital to startup and expansion funds, come see how we can help. SBA guaranteed loans and NYBDC participation allows us to offer loans to more small businesses. Even if you've had a hard time securing a loan through standard channels, we work to tailor a solution to your business plan.

Features

  • Special programs to make loans available

  • Competitive rates

  • Variety of payback plans

  • Small Business Administration (SBA) loans available

  • New York Business Development Corporation (NYBDC) loans available

  • Local decision-making

  • Customized to fit your business needs

  • Personal service at every step

  • Available for wide range of needs

Business Line of Credit

Open a line of credit with Bank of Holland for an efficient way to meet working capital and short-term financing needs. It's a cost-effective alternative to a term loan or costly credit cards. Once approved, access the line as needed. Re-use without re-applying, and only pay interest on what you do use. Business moves at the speed of light; we can help you move just as fast.

Features

  • Competitive variable rate

  • Only pay interest on what you use

  • Interest-only or monthly amortizing interest plans

  • Immediate access to funds

  • Ideal for working capital, seasonal fluctuations, and short-term needs

  • Re-borrow without re-applying

  • Local decision-making

Commercial Mortgages