Home Equity Loan

Our low-rate home equity loans can be used for almost any purpose—from dream vacations to debt consolidation. Local decisions result in fast closings. We pay the closing costs*, and the interest is typically tax-deductible.** Come get the most out of your home. 

Features

  • Low fixed rate

  • Flexible terms

  • Use for almost any purpose

  • We pay the closing costs*

  • Interest may be tax-deductible**

  • Local decision-making

  • Fast process: from application to closing in 2-4 weeks

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) requires us to provide the names of our Mortgage Loan Originators and their unique identifiers.

*If you should pay off your loan prior to four years after it is opened, you will have to reimburse us for any fees paid to third parties that we incurred in opening the account. These fees generally total between $300 and $4,000, based on loan amount. Property/Flood insurance may be required.

Home Equity Line of Credit (HELOC)

A home equity line of credit (HELOC) is perfect whether you have a specific need or just want the peace of mind knowing funds are always available. Only pay interest on what you use as opposed to the entire approved amount. We pay the closing costs*, and interest is typically tax-deductible.** You can use your HELOC over and over again without re-applying. Flexible financing is right under your feet!

Features

  • Competitive variable rate

  • Immediate access to funds

  • Use for almost any purpose

  • Re-borrow without re-applying

  • We pay closing costs*

  • Interest may be tax-deductible**

  • Low annual fee

  • Local decision-making

  • Fast process: from application to closing in 2-4 weeks

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) requires us to provide the names of our Mortgage Loan Originators and their unique identifiers.

*If you should terminate the line prior to four years after it is opened, you will have to reimburse us for any fees paid to third parties that we incurred in opening the account. These fees generally total between $300 and $4,000, based on loan amount. Property/Flood insurance may be required.
**The interest or portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes; and the consumer should consult a tax adviser for further information regarding the deductibility of interest and charges.