How It Works

Your MasterMoney Debit Card works like a plastic check.

Use it wherever credit cards are accepted, but the funds are deducted directly from your checking account. So there are never finance charges. It doubles as an ATM card that you can use to withdraw cash worldwide. We've partnered to provide our customers with surcharge-free withdrawals at 1,500 M&T ATMs* in New York and surrounding states. 

Card Features

  • Faster and easier than checks or cash

  • More secure than checks or cash

  • Funds deducted directly from checking account

  • Withdraw cash from ATMs

  • Use for online purchases

  • Easily replaced if lost or stolen

  • In addition to all Bank of Holland ATMs, enjoy a surcharge-free network through M&T ATM locations*