Online Banking
Forget about juggling your schedule to accommodate bank hours. Stop worrying if payments will arrive on time. With free online banking, you can manage accounts, transfer funds, pay bills, and more. All without leaving your home or spending a dime.
Enjoy These Benefits
Free with Bank of Holland accounts
Available 24/7
Connect from any computer with internet access
128-bit encryption for optimum security
View real-time account balances
Detailed transaction history
Transfer funds between accounts
Pay bills online
Make loan payments
Initiate stop payments
Pay person to person with Zelle
See below for Best Practices Security Document
Bill Pay
Instead of logging onto multiple sites or—gasp—wasting stamps and paper, pay all your bills through our free online bill pay system.
Features
Free with Bank of Holland checking accounts
Save money on postage fees
Easier to organize bills
Add as many payees as you wish
Set up recurring payments
Set up payments in advance
Faster than paying bills the old-fashioned way
Eliminates paper waste
e-Statements
Paper is great...for folding paper airplanes. But for account management and recordkeeping, there is clearly a better way. Free e-Statements are easier to find when you need them, provide more security, and eliminate confusing clutter. And with all that paper you'll be saving, you can chalk up some serious "being green" points. So go paperless today.
Paperless Benefits
Available for free with all deposit accounts
Secure access via any computer, 24/7
Better for the environment
Reduce paper waste
Easily find records when you need them
Eliminate clutter
Decreased risk of ID theft over paper statements
Best Practices for Online Banking Security
User ID and Password Guidelines
Create a "strong" password with at least eight characters that includes a combination of mixed-case letters and numbers
Change your password frequently. • Never share username and password information with third-party providers
Avoid using an automatic login feature that saves usernames and passwords
General Guidelines
Do not use public or other unsecured computers for logging into Online Banking
Check your last login date/time every time you log in
Review account balances and detail transactions regularly (preferably daily) to confirm payment and other transaction data, and immediately report any suspicious transactions to your financial institution
View transfer history available through viewing account activity information
Whenever possible, use Bill Pay instead of checks to limit account number dissemination exposure and to obtain better electronic recordkeeping
Take advantage of and regularly view system alerts; examples include
Balance alerts
Transfer alerts
Password change alerts
ACH Alerts (for cash management users)
Do not use account numbers, your social security number, or other account or personal information when creating account nicknames or other titles
Whenever possible, register your computer to avoid having to re-enter challenge questions and other authentication information with each login
Review historical reporting features of your online banking application on a regular basis to confirm payment and other transaction data
Never leave a computer unattended while using Online Banking
Never conduct banking transactions while multiple browsers are open on your computer
Tips to Protect Online Payments & Account Data
Take advantage of transaction limits
When you have completed a transaction, ensure you log off to close the connection with the financial organization's computer
Use separate accounts for electronic and paper transactions to simplify monitoring and tracking any discrepancies
Reconcile by carefully monitoring account activity and reviewing all transactions initiated by your company on a daily basis
Account Transfer
Use limits provided for monetary transactions
Review historical and audit reports regularly to confirm transaction activity
Utilize available alerts for funds transfer activity