FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentBank by Mail
For ease of use, all your banking may be done by mail.
Certified Checks
Certified checks may be obtained from the Bank of Holland.
Check Reorders
Now in addition to reordering your deluxe personal checks through our customer service department, you can reorder online at www.deluxe.com.
Coin Machine
Bring in your loose change, and we will count it for you.
Money Orders
Money orders may be obtained from the Bank of Holland.
Night Depository
If you have difficulty reaching the Bank of Holland during banking hours, a night depository is available for your convenience.
Safe Deposit Boxes
Safe deposit boxes come in a variety of sizes and are an inexpensive way to protect your valuable papers and documents.
Telephone Banking
To access our 24-hour banking service, simply call 1(866) 544-5989 from your touch-tone phone and follow the easy step-by-step menu. You can obtain account balances, checks paid, deposits made, and loan payments. You can also transfer money from one account to another. (Transfers made after 6 p.m. will be effective the next business day.)
United States Savings Bonds
Savings bonds can now be purchased at www.treasurydirect.gov.
Overdraft Line of Credit
Avoid non-sufficient fund fees associated with small overdrafts on your account. Bank of Holland can extend an overdraft line of credit that is connected to your checking account. Applying for overdraft protection is fast and easy.
No annual fee
Interest only accrues if activated
Pay off overdraft to minimize interest
See "Tips on controlling overdrafts" below
Overdraft Line of Credit is limited to the available balance of your overdraft line of credit. A transfer fee is assessed to the customer's account for each use of the overdraft line of credit. Subject to credit approval. Not available with all accounts.
Controlling Overdrafts
How do overdrafts happen?
When you write a check, withdraw money from an ATM, use your debit card to make a purchase, or make an automatic bill payment or other electronic payment for more than the amount in your checking account, you overdraw your account. This generally results in a per transaction fee being applied with exception to all ATM and POS transactions.
How can you avoid overdrafts?
The best way to avoid overdrafts and unavailable funds fees are to:
Review your account balance. Remember that some checks and automatic payments may not have cleared yet in accordance with our funds availability policy.
Keep track of how much money you have in your checking account by keeping your account register up-to-date. Record all checks when you write them and other transactions when you make them. And don’t forget to subtract any charges.
Pay special attention to your electronic transactions. Record your ATM withdrawals and charges, debit card purchases, and online payments.
Don’t forget about automatic bill payments you may have set up for utilities, insurance, or loan payments.
Review your account statements each month. Between statements, you can find out which payments have cleared and check your balance by calling your bank or by checking online or at an ATM.
Bank of Holland offers various features that can help you avoid overdrafts:
FREE check register
FREE ATM inquiries at all Bank of Holland ATMs
Account balance appears on receipts
No transaction necessary to see balance
FREE e-Statements
FREE telephone banking
Do your banking and check your balance 24/7
FREE Online Banking
See activity and balance 24/7
Accessible from any computer worldwide
FREE Mobile Banking
See activity and balance 24/7
Deposit checks
FREE Bill Pay
Schedule payments when you want
Overdraft Line of Credit is available
Stop in any branch to apply. Bank of Holland can extend an overdraft line of credit that is connected to your checking account. Overdraft line of credit is limited to the available balance of your overdraft line of credit. A transfer fee is assessed to the customer's account for each use of the overdraft line of credit. Interest accrues when activated. (Subject to credit approval. Not available with all accounts.)
Stop by any Bank of Holland branch
We would be happy to help in any way